10 Common Tech Scams and How to Avoid Them

With the rapid advancement of technology, scammers have become more sophisticated, targeting individuals and businesses alike. Here are ten common tech scams in 2024 and how to protect yourself from them.

1. AI-Powered Scams

AI is being used by scammers to create highly convincing phishing emails, deepfakes, and even voice impersonations. These scams can trick you into providing personal information or transferring money. To protect yourself, always verify the identity of the sender through a known contact method and be cautious of unsolicited requests for sensitive information.

2. Student Loan Forgiveness Scams

Scammers exploit the ongoing changes in student loan policies to create fake application sites and send fraudulent messages claiming to offer loan forgiveness. Always apply for student loan forgiveness through official government websites and be wary of anyone asking for upfront fees or personal information over the phone.

3. Phone Scams

From robocalls to impersonators claiming to be from the IRS or tech support, phone scams are rampant. These scams often involve threats or urgent requests for personal information. To avoid falling victim, never share personal information over the phone unless you initiated the call to a verified number.

4. Peer-to-Peer Payment Scams

Scammers use P2P payment apps like Venmo, Zelle, and Cash App to trick users into sending money or revealing personal information. Only use these apps for transactions with people you know and trust, and never click on unsolicited links.

5. Package Delivery Scams

Fake delivery notifications are sent via email or text, claiming there is an issue with a delivery. These messages often include links that lead to phishing sites. Always verify delivery notifications by logging into the carrier’s official website.

6. Cryptocurrency Investment Scams

Scammers promote fake investment opportunities, promising high returns from new crypto projects. These schemes often lure victims through social media or email. Be skeptical of unsolicited investment offers and research any crypto project thoroughly before investing.

7. Job Scams

Fraudulent job postings, especially for work-from-home positions, have become common. Scammers pose as recruiters to collect personal information or ask for payment for training materials. Always research the company and avoid providing sensitive information early in the recruitment process.

8. Fake Fraud Alerts

Scammers send texts or emails that appear to be from your bank, asking you to confirm suspicious activity. These messages include phone numbers or links to phishing sites. Instead, contact your bank directly using a verified phone number if you receive such alerts.

9. Fake Charity Scams

Posing as charitable organizations, scammers solicit donations, especially after major disasters. Verify the legitimacy of charities through organizations like the Better Business Bureau or Charity Navigator before donating.

10. Deepfake Scams

Deepfakes use AI to create realistic but fake videos and audio recordings. These can be used to impersonate loved ones or authority figures to solicit money or information. Verify unexpected requests through a different communication channel and be aware of the signs of deepfakes, such as unnatural facial movements or audio inconsistencies.

General Tips for Avoiding Tech Scams:

• Always use strong, unique passwords for your accounts.
• Enable two-factor authentication where possible.
• Keep your software and devices updated.
• Be skeptical of unsolicited communications, especially those requesting personal information or urgent action.
• Educate yourself about the latest scam techniques to stay vigilant.

By staying informed and cautious, you can protect yourself from these common tech scams.